The Federal Direct Loan program comes in two types: Subsidized Direct Loans, 无补贴直接贷款. 申请直接补贴贷款, the interest that accrues on the note is paid by the federal government as long as the student is attending school half time. The government also pays the interest on a Subsidized loan for the six-month grace period after a student graduates from Brescia University or falls below half-time enrollment status. The Unsubsidized Direct Loan is not need-based and the government does not pay any of the interest on the note. 而不是, it is the student’s responsibility to pay the interest while enrolled or defer the interest until the student is out of school for six months.
The interest rate for Direct Loans may not exceed 8.25% and the charts below indicate the maximum loan limits a student may receive in an academic year for both Subsidized and Unsubsidized Federal Direct Student loans. Limits are affected by grade level and FAFSA Dependency status.
依赖学生
| 年级水平 | 已获得学时 | 资助贷款限额 | 无补贴贷款限额 | 贷款总限额 |
|---|---|---|---|---|
| 大一新生 | 0-29 | $3,500 | $2,000 | $5,500 |
| 二年级学生 | 30-59 | $4,500 | $2,000 | $6,500 |
| 初级/高级 | 60+ | $5,500 | $2,000 | $7,500 |
独立的学生
| 年级水平 | 已获得学时 | 资助贷款限额 | 无补贴贷款限额 | 贷款总限额 |
|---|---|---|---|---|
| 大一新生 | 0-29 | $3,500 | $6,000 | $9,500 |
| 二年级学生 | 30-59 | $4,500 | $6,000 | $10,500 |
| 初级/高级 | 60+ | $5,500 | $7,000 | $12,500 |
| 大师 | 不合格的 | $20,500 | $20,500 |
For more information, please contact the 金融援助 Office.